Kudos Unwrapped 2025: Make your cards work as hard as you do.

Most-Loved Kudos Features:

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Kudos Boost: 

• Kudos Boost is our rewards program where we match a user’s debit or credit card rewards at over 15,000 partnered stores (including Stubhub, Expedia, VRBO, Viator, Hotels.com, Sephora, Kohl’s, Walmart, Lowe’s and more). Even if your card doesn’t earn rewards, we’ll still give you 1X rewards on eligible purchases. These Boost points can be redeemed once you accumulate 1,000 points for a $10 Amazon gift card with more redemption options coming soon. Additionally, during monthly Flash Boost sales, we will 5x rewards at select retailers (potentially up to 25% rewards rate)!

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Hidden Perks:

• Hidden Perks has transformed the way credit card holders maximize their benefits, ensuring no rewards go unclaimed. This powerful feature now automatically analyzes your credit cards, tracks available benefits and credits, and provides real-time notifications so you never miss out on valuable perks - especially important since the average cardholder leaves $300 worth of benefits unused annually. Beyond just identifying perks, the system actively monitors your spending patterns, alerts you when credits are about to expire, reminds you of available protections like travel insurance and purchase coverage, and even suggests which card to use for specific purchases to optimize your rewards.

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Unified Wallet Management:

• Are you tired of switching between multiple apps to manage your credit cards? That's now a thing of the past. Kudos users can now view and manage all their credit cards in one place, complete with free VantageScore® 3.0 credit score monitoring. We consolidate balances, due dates, and credit utilization tracking in a single dashboard, with bill payment functionality coming soon - eliminating the need to juggle multiple apps and websites for credit card management.

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Dream Wallet:

• Dream Wallet revolutionizes how you decide which card to apply for by analyzing your actual spending patterns to provide truly personalized card recommendations, with a commitment to transparency demonstrated by recommending all 3,000+ cards in our database regardless of commission (only 3% of recommended cards earn Kudos a commission). By securely connecting your accounts, the AI-powered tool helps you maximize rewards based on your unique spending habits, visualize potential earnings, and make informed decisions about annual fees and credit impact - all completely free.

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Smart Checkout Card Autofill

• More than being a rewards finder, Kudos is also a payment solution. Like Apple Pay (or Google Pay or Samsung Pay), all your credit card information is stored securely so that you can make purchases online in one click. Even the CCV (security code) is saved, so you never have to fumble around for your wallet to yank out your card for a look. Because of that, though, it’s important to make sure that only you (or very trusted others) have access to your log-in information.