Kudos Unwrapped 2025: Make your cards work as hard as you do.
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Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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Kudos Unwrapped 2025: Make your cards work as hard as you do.

Kudos helped 300,000+ members earn over $225M in credit card rewards in 2025!

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Kudos Unwrapped

2025 By The Numbers:

  • Kudos has helped 300,000+ members earn over $225 million in credit card rewards
    • That’s enough to buy Andy Warhol’s famous Shot Sage Blue Marilyn Monroe painting with $50 million left over
    • Beyonce & Jay-Z's eight-acre Malibu estate
    • A superyacht
  • Hit 16K on instagram, 22.2K on TikTok 
  • Top follower locations: New York, LA, Chicago, Houston, and San Francisco

Baggage Fees Are Everywhere. Here’s How to Use a Credit Card to Get Around Them

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Most-Loved Kudos Features:

Kudos Boost: 

  • Kudos Boost is our rewards program where we match a user’s debit or credit card rewards at over 15,000 partnered stores (including Stubhub, Expedia, VRBO, Viator, Hotels.com, Sephora, Kohl’s, Walmart, Lowe’s and more). Even if your card doesn’t earn rewards, we’ll still give you 1X rewards on eligible purchases. These Boost points can be redeemed once you accumulate 1,000 points for a $10 Amazon gift card with more redemption options coming soon. Additionally, during monthly Flash Boost sales, we will 5x rewards at select retailers (potentially up to 25% rewards rate)!

Hidden Perks:

  • Hidden Perks has transformed the way credit card holders maximize their benefits, ensuring no rewards go unclaimed. This powerful feature now automatically analyzes your credit cards, tracks available benefits and credits, and provides real-time notifications so you never miss out on valuable perks - especially important since the average cardholder leaves $300 worth of benefits unused annually. Beyond just identifying perks, the system actively monitors your spending patterns, alerts you when credits are about to expire, reminds you of available protections like travel insurance and purchase coverage, and even suggests which card to use for specific purchases to optimize your rewards.

Unified Wallet Management:

  • Are you tired of switching between multiple apps to manage your credit cards? That's now a thing of the past. Kudos users can now view and manage all their credit cards in one place, complete with free VantageScore® 3.0 credit score monitoring. We consolidate balances, due dates, and credit utilization tracking in a single dashboard, with bill payment functionality coming soon - eliminating the need to juggle multiple apps and websites for credit card management.

Dream Wallet:

  • Dream Wallet revolutionizes how you decide which card to apply for by analyzing your actual spending patterns to provide truly personalized card recommendations, with a commitment to transparency demonstrated by recommending all 3,000+ cards in our database regardless of commission (only 3% of recommended cards earn Kudos a commission). By securely connecting your accounts, the AI-powered tool helps you maximize rewards based on your unique spending habits, visualize potential earnings, and make informed decisions about annual fees and credit impact - all completely free.

Smart Checkout Card Autofill

  • More than being a rewards finder, Kudos is also a payment solution. Like Apple Pay (or Google Pay or Samsung Pay), all your credit card information is stored securely so that you can make purchases online in one click. Even the CCV (security code) is saved, so you never have to fumble around for your wallet to yank out your card for a look. Because of that, though, it’s important to make sure that only you (or very trusted others) have access to your log-in information.
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Kudos Tip

Chase Sapphire Preferred® Review: The Ultimate Travel Rewards Card

Most-Loved Kudos Features:

Kudos Boost: 

  • Kudos Boost is our rewards program where we match a user’s debit or credit card rewards at over 15,000 partnered stores (including Stubhub, Expedia, VRBO, Viator, Hotels.com, Sephora, Kohl’s, Walmart, Lowe’s and more). Even if your card doesn’t earn rewards, we’ll still give you 1X rewards on eligible purchases. These Boost points can be redeemed once you accumulate 1,000 points for a $10 Amazon gift card with more redemption options coming soon. Additionally, during monthly Flash Boost sales, we will 5x rewards at select retailers (potentially up to 25% rewards rate)!

Hidden Perks:

  • Hidden Perks has transformed the way credit card holders maximize their benefits, ensuring no rewards go unclaimed. This powerful feature now automatically analyzes your credit cards, tracks available benefits and credits, and provides real-time notifications so you never miss out on valuable perks - especially important since the average cardholder leaves $300 worth of benefits unused annually. Beyond just identifying perks, the system actively monitors your spending patterns, alerts you when credits are about to expire, reminds you of available protections like travel insurance and purchase coverage, and even suggests which card to use for specific purchases to optimize your rewards.

Unified Wallet Management:

  • Are you tired of switching between multiple apps to manage your credit cards? That's now a thing of the past. Kudos users can now view and manage all their credit cards in one place, complete with free VantageScore® 3.0 credit score monitoring. We consolidate balances, due dates, and credit utilization tracking in a single dashboard, with bill payment functionality coming soon - eliminating the need to juggle multiple apps and websites for credit card management.

Dream Wallet:

  • Dream Wallet revolutionizes how you decide which card to apply for by analyzing your actual spending patterns to provide truly personalized card recommendations, with a commitment to transparency demonstrated by recommending all 3,000+ cards in our database regardless of commission (only 3% of recommended cards earn Kudos a commission). By securely connecting your accounts, the AI-powered tool helps you maximize rewards based on your unique spending habits, visualize potential earnings, and make informed decisions about annual fees and credit impact - all completely free.

Smart Checkout Card Autofill

  • More than being a rewards finder, Kudos is also a payment solution. Like Apple Pay (or Google Pay or Samsung Pay), all your credit card information is stored securely so that you can make purchases online in one click. Even the CCV (security code) is saved, so you never have to fumble around for your wallet to yank out your card for a look. Because of that, though, it’s important to make sure that only you (or very trusted others) have access to your log-in information.
An icon of a lightbulb
Kudos Tip
More:

Chase Sapphire Preferred® Review: The Ultimate Travel Rewards Card

Most Popular Travel Cards of 2025:

  1. Chase Sapphire Preferred® Card
  2. American Express Platinum Card® (See Rates & Fees)
  3. Capital One Venture X Rewards Credit Card
  4. American Express® Gold Card (See Rates & Fees)
  5. Bilt Mastercard®

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Travel Value"} ]]

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Serious Points on Flights"} ]]

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Frequent Travelers", "headerHint" : "Luxurious Travel Benefits" } ]]

[[ SINGLE_CARD * {"id": "2990", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Renters", "headerHint" : "Rewards on Rent Payments" } ]]

More:

Top Credit Card Strategies for Maximizing Travel and Rewards:

  1. AMEX travel insurance: trip cancellation & interruption insurance
  2. AMEX purchase protection
  3. AMEX retention offer
  4. Triple dip: In-app offers, Kudos, Black Friday/Cyber Monday/Travel Tuesday
  5. Transfer bonuses to book flights using points

Looking Ahead: The Future of Credit Card Rewards

As we move forward, we continue to evolve with new redemption options on the horizon and expanded bill payment functionality coming soon. Our commitment to transparency, demonstrated by recommending cards regardless of commission, sets a new standard in the industry. Whether you're a seasoned points maximizer or new to credit card rewards, Kudos' unified approach to card management and reward optimization makes it easier than ever to make your cards work as hard as you do.

By combining cutting-edge technology with user-friendly features, we aren't just helping members earn rewards – we are revolutionizing the entire credit card experience. Here's to even more rewards, innovations, and smart credit decisions in 2025!

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: monitor your transactions, spend, and credit score.
Discover new credit cards: get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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