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Score 50% Off Fine Dining: Chase Sapphire's $75 Restaurant Credit (Limited Time)
July 1, 2025

Chase just launched an irresistible dining promotion that has Chase Sapphire Preferred® Card cardholders buzzing. Through October 16, 2025, you can earn a one-time $75 statement credit when you spend at least $150 at select restaurants across 11 major U.S. cities. This limited-time offer, created through Chase's partnership with The Infatuation (the restaurant discovery platform Chase acquired in 2021), gives you 50% off your dining bill when you hit the minimum spend threshold.
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How the Chase Sapphire Preferred Dining Deal Works
The process is straightforward but requires a few setup steps:
- Link your accounts: Connect your Chase account to The Infatuation through their website or mobile app
- Choose your restaurant: Pick from 165 participating restaurants in Boston, Chicago, Dallas, Houston, Los Angeles, Miami, New York City, San Diego, San Francisco, Seattle, or Washington D.C.
- Spend and earn: Use your Sapphire Preferred card to spend at least $150 at any eligible restaurant between September 16 and October 16, 2025
- Collect your credit: The $75 statement credit should appear within 6-8 weeks
Featured Restaurant Highlights
The restaurant list reads like a foodie's dream itinerary, featuring acclaimed spots such as:
- New York City: Le Veau d'Or, Frenchette, Gage & Tollner, The Odeon
- Los Angeles: Republique, Bavel, Pizzeria Bianco, Uchi West Hollywood
- San Francisco: State Bird Provisions, Foreign Cinema, House of Prime Rib
- Chicago: Elske, Rose Mary, Duck Duck Goat, Alinea-affiliated spots
- Miami: Prime 112, Makoto, Michael's Genuine, Le Jardinier
Important Terms and Restrictions
Before you make reservations, keep these key details in mind:
- Primary cardholders only: Authorized users aren't eligible for the credit
- One-time offer: You can only earn this bonus once during the promotional period
- Qualifying purchases: Delivery, takeout, gift cards, and mobile payments may not qualify
- Limited time: Offer expires October 16, 2025
American Express Gold Card: The Year-Round Resy Champion
While Chase offers a limited-time dining promotion, American Express Gold cardholders enjoy ongoing dining benefits through their $100 annual Resy credit.
How the Amex Gold Resy Benefit Works
The American Express® Gold Card (See Rates & Fees) provides up to $100 in statement credits annually for Resy restaurant purchases:
- $50 credit from January through June
- $50 credit from July through December
- Ongoing benefit: Unlike Chase's one-time offer, this renews every calendar year
- Enrollment required: You must activate this benefit in your Amex account
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What Qualifies for Resy Credits
Eligible purchases include:
- Dining at U.S. restaurants that accept reservations through Resy
- Purchases made directly on Resy.com or the Resy app
- Resy Pay transactions at participating restaurants
Chase Sapphire vs Amex Gold: Which Dining Credits Are Worth Your Money?
New Chase Sapphire Preferred Offer: Get $75 Back at 165 Top Restaurants
Chase just launched an irresistible dining promotion that has Sapphire Preferred cardholders buzzing. Through October 16, 2025, you can earn a one-time $75 statement credit when you spend at least $150 at select restaurants across 11 major U.S. cities.
This limited-time offer, created through Chase's partnership with The Infatuation (the restaurant discovery platform Chase acquired in 2021), essentially gives you 50% off your dining bill when you hit the minimum spend threshold.
How the Chase Sapphire Preferred Dining Deal Works
The process is straightforward but requires a few setup steps:
- Link your accounts: Connect your Chase account to The Infatuation platform through their website or mobile app
- Choose your restaurant: Pick from 165 participating restaurants in Boston, Chicago, Dallas, Houston, Los Angeles, Miami, New York City, San Diego, San Francisco, Seattle, or Washington D.C.
- Spend and earn: Use your Sapphire Preferred card to spend at least $150 at any eligible restaurant between September 16 and October 16, 2025
- Collect your credit: The $75 statement credit should appear within 6-8 weeks
Featured Restaurant Highlights
The restaurant list reads like a foodie's dream itinerary, featuring acclaimed spots such as:
- New York City: Le Veau d'Or, Frenchette, Gage & Tollner, The Odeon
- Los Angeles: Republique, Bavel, Pizzeria Bianco, Uchi West Hollywood
- San Francisco: State Bird Provisions, Foreign Cinema, House of Prime Rib
- Chicago: Elske, Rose Mary, Duck Duck Goat, Alinea-affiliated spots
- Miami: Prime 112, Makoto, Michael's Genuine, Le Jardinier
Important Terms and Restrictions
Before you make reservations, keep these key details in mind:
- Primary cardholders only: Authorized users aren't eligible for the credit
- One-time offer: You can only earn this bonus once during the promotional period
- Qualifying purchases: Delivery, takeout, gift cards, and mobile payments may not qualify
- Limited time: Offer expires October 16, 2025
American Express Gold Card: The Year-Round Resy Champion
While Chase offers a limited-time dining promotion, American Express Gold cardholders enjoy ongoing dining benefits through their $100 annual Resy credit.
How the Amex Gold Resy Benefit Works
The Amex Gold card provides up to $100 in statement credits annually for Resy restaurant purchases:
- $50 credit from January through June
- $50 credit from July through December
- Ongoing benefit: Unlike Chase's one-time offer, this renews every calendar year
- Enrollment required: You must activate this benefit in your Amex account
What Qualifies for Resy Credits
Eligible purchases include:
- Dining at U.S. restaurants that accept reservations through Resy
- Purchases made directly on Resy.com or the Resy app
- Resy Pay transactions at participating restaurants
Resy vs The Infatuation: Platform Comparison
Resy (owned by American Express):
- Broader restaurant network nationwide
- Year-round availability
- Integrated booking and payment system
- Regular dining credits for Amex cardholders
The Infatuation (owned by Chase):
- Curated, high-end restaurant selections
- City-specific guides and recommendations
- Limited-time promotional partnerships
- Editorial content and restaurant reviews
Other American Express Dining Partnerships Worth Knowing
American Express has built an extensive dining ecosystem beyond just Resy:
Additional Amex Dining Benefits
- Restaurant purchase bonuses: Many Amex cards earn 4x points on dining purchases
- Global Dining Collection: Access to exclusive reservation services worldwide
- Shop Small partnerships: Extra points at participating local restaurants
- Seasonal dining offers: Rotating promotions at specific restaurant chains
Maximizing Your Amex Gold Dining Strategy
To get the most value from your Gold card's dining benefits:
- Use Resy regularly: The $100 annual credit essentially reduces your effective annual fee from $250 to $150
- Stack with grocery credits: Combine with the $120 Uber Eats credit for comprehensive food benefits
- Earn bonus points: Get 4x points on all dining purchases, including Resy restaurants
- Track your credits: Monitor your semi-annual credit usage to ensure you maximize both $50 periods
Which Dining Credit Strategy Wins?
Choose Chase Sapphire Preferred If:
- You live in or frequently visit one of the 11 eligible cities
- You can easily spend $150+ at upscale restaurants
- You want immediate, substantial savings (50% off with the current promotion)
- You prefer Chase Ultimate Rewards for travel redemptions
Choose American Express Gold If:
- You dine out regularly throughout the year
- You want ongoing, renewable dining benefits
- You value the flexibility of nationwide Resy restaurant access
- You can maximize both the dining and grocery credit categories
How Kudos Helps You Track and Maximize Your Dining Credits
Managing multiple dining credits and ensuring you don't miss out on valuable benefits can be overwhelming. This is where we come in as your financial companion, automatically tracking your credit card perks and ensuring you maximize every dollar.
Never Miss a Dining Credit Again
Kudos Insights can help you:
- Track credit usage: Monitor your progress toward Chase's $150 minimum spend requirement or your Amex Gold's semi-annual $50 Resy credits
- Weekly insights alerts: Get personalized Monday recommendations like "Your $300 travel credit expires in 30 days" or "Your Chase Freedom earned 1x on groceries, but your Amex Gold would have earned 4x"
- Gamified progress tracking: Build better financial habits with the Weekly Insights Score that rewards you for acting on dining credit opportunities
- Identify the best card: Automatically determine whether to use your Chase Sapphire Preferred (3x dining points) or Amex Gold (4x dining points) for each restaurant purchase
- Spot missed opportunities: The average Kudos user forgets to redeem $624 in card benefits annually - don't let dining credits be part of that waste
- Annual fee optimization: Get alerts like "Your $795 annual card fee is due in 30 days. This card isn't paying for itself. Consider downgrading it"
Optimize Your Dining Strategy with Kudos
Beyond tracking credits, Kudos helps you:
- Find Boost merchants: Discover restaurants offering higher cashback rates when you use specific cards
- Compare card performance: See which of your cards delivers the best return on dining purchases
- Plan your spending: Strategically time your restaurant visits to maximize both promotional offers and ongoing benefits
Bottom Line: Timing Is Everything
The Chase Sapphire Preferred's limited-time offer provides exceptional immediate value - essentially 50% off at premium restaurants. However, the American Express Gold's ongoing Resy partnership offers better long-term value for frequent diners. For foodies in major metropolitan areas, this Chase promotion represents one of the best dining deals of 2025. But remember, you only have until October 16 to take advantage of it.
After that, Amex Gold's year-round dining benefits continue to provide steady value for restaurant enthusiasts. Whether you choose Chase's flash promotion or Amex's steady partnership, both cards demonstrate how credit card companies are increasingly competing for your dining dollars through strategic restaurant partnerships and targeted rewards programs.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.