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The Citi Double Cash Card Explained: Your Wallet's Secret Weapon [Video]

Earn 2% cash back and pay down debt with 18 months of 0% APR on balance transfers. No annual fee.

July 1, 2025

Maria Schriber

July 11, 2025

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5 min read

Your Wallet's Secret Weapon: The Citi Double Cash Card

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Looking for a card that tackles debt while rewarding your everyday spending? The Citi Double Cash® Card, available from our partner, might be exactly what you need.

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Watch our quick breakdown video below to see how this card can transform your finances:

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[insert video]

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Crush Your Credit Card Debt

The Citi Double Cash® Card offers an impressive 18-month 0% intro APR on balance transfers – one of the longest promotional periods available. Using our balance transfer calculator, we've seen Kudos users save thousands by moving high-interest debt to this card.

For example, transferring a $5,000 balance from a card with 27% APR could save you nearly $4,000 over time!

Kudos Tip

Unlike most balance transfer cards that collect dust once your debt is paid, the Citi Double Cash keeps delivering value:

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2% cash back on every purchase (1% when you buy, 1% when you pay)
No annual fee
$200 welcome bonus when you spend $1,500 in the first 90 days
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The straightforward rewards structure means no complicated categories to track – just consistent earnings on everything you buy.

Bottom Line

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With its combination of debt management features and ongoing rewards, the Citi Double Cash® Card transforms from a debt-demolishing machine into a rewards-earning powerhouse.

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