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Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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Special Offer:

Best Credit Cards for Purchase Protection (2024)

These top credit cards offer purchase protection, a valuable feature that safeguards your buys.

August 30, 2024

Small Kudos square logoAn upside down carrot icon
Man holding broken mobile phone

In an era of online shopping and frequent purchases, having a safety net for your buys is crucial. Enter purchase protection, a credit card benefit that typically covers items bought with the card against damage or theft for a limited time after purchase. If your new laptop gets stolen or your new phone screen cracks within the coverage period, you might be eligible for reimbursement. Let's explore the best credit cards offering the best purchase protection in 2024.

[[ CARD_LIST * {"ids": ["106","438", "2888", "509", "118", "1099", "2883"]} ]]

More:

Best for: Luxury Travelers

The Platinum Card® from American Express offers a robust purchase protection benefit, making it a top choice for folks seeking peace of mind with their purchases. This premium card provides coverage for eligible items against accidental damage or theft for up to 90 days from the date of purchase. The protection extends to a generous $10,000 per occurrence, with a maximum of $50,000 per card member account per calendar year. This coverage stands out for its high per-item and annual limits, potentially offering more comprehensive protection than many competing cards. Additionally, the Amex Platinum's purchase protection notably includes coverage for lost items, a feature not commonly found in other cards' policies. (see rates & fees).

[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Luxury Travelers", "headerHint": "Exceptional Coverage"} ]]

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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Kudos Tip

Maximize your rewards with Kudos! Our free AI-powered smart wallet suggests the best card for each purchase, ensuring you get the most out of your credit card rewards and benefits.

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Best For: Streamlined Travel Rewards

The Capital One Venture Rewards Credit Card offers purchase protection for eligible items purchased within 90 days of purchase. The protection covers up to $500 per claim and $50,000 per cardholder. If an item is damaged or stolen, Capital One can replace, repair, or reimburse the item. The protection may also cover gifts purchased for friends and family using the card. (see rates & fees).

[[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Streamlined Travel Rewards", "headerHint": "Purchase with Confidence"} ]]

More:

Read our expert review of the Platinum Card from American Express.

Best For: Travel Benefits

The Capital One Venture X Rewards Credit Card offers a competitive purchase protection benefit, enhancing its appeal for those who prioritize safeguarding their purchases. This premium travel card provides coverage against damage or theft for eligible items for 90 days from the date of purchase. The protection extends up to $10,000 per claim and $50,000 per account per year, matching the coverage limits of some of the most generous cards available. This benefit can be particularly valuable for travelers who make significant purchases while abroad, as it complements the card's extensive travel insurance offerings. (see rates & fees).

[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Perks", "headerHint": "Peace of Mind"} ]]

Best for: Travel and Dining Rewards

The Chase Sapphire Preferred® Card provides excellent coverage against damage or theft for eligible items for 120 days from the date of purchase. This is one of the longest coverage periods in the credit card market. The protection extends up to $500 per claim and $50,000 per account, which, while not the highest limits available, still offers substantial coverage for most everyday purchases.

[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Travel and Dining Rewards", "headerHint": "Strong Safeguards"} ]]

Best for: Foodies

The American Express® Gold Card provides substantial coverage against accidental damage or theft for eligible items for 90 days from the date of purchase. The protection extends up to $10,000 per occurrence, with a generous annual limit of $50,000 per card account. This level of coverage positions the Amex Gold among the top-tier cards for purchase protection. Notably, the benefit includes coverage for lost items, a feature not commonly found in many other cards' policies (see rates & fees).

[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Foodies", "headerHint": "Substantial Coverage"} ]]

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Best for: Business Travelers

The Ink Business Preferred® Credit Card offers a substantial purchase protection benefit, making it a standout choice for business owners seeking to safeguard their purchases. As of 2024, this versatile business card provides coverage against damage or theft for eligible items for an impressive 120 days from the date of purchase, one of the longest coverage periods in the market. The protection extends up to $10,000 per claim, with a maximum of $50,000 per account per year, positioning it among the most comprehensive coverage options available for business cards.

[[ SINGLE_CARD * {"id": "1099", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Business Travelers", "headerHint": "Company Assurance"} ]]

Best for: Cash Back without a Fee

The Chase Freedom Flex® offers an impressive purchase protection benefit, especially considering its no-annual-fee status. As of 2024, this versatile cashback card provides coverage against damage or theft for eligible items for an exceptional 120 days from the date of purchase, a duration that rivals many premium cards. The protection extends up to $500 per claim, with a maximum of $50,000 per account per year. While these limits are lower than some high-end cards, they're substantial for a no-fee offering and adequate for most everyday purchases.

[[ SINGLE_CARD * {"id": "2883", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Cash Back without a Fee", "headerHint": "Powerful Protection"} ]]

Comparing the Best Credit Cards for Purchase Protection (2024)

The American Express Platinum and Capital One Venture X typically offer similar purchase protection benefits, covering eligible items against damage or theft for 90 days from purchase, with limits up to $10,000 per claim and $50,000 per account annually. The Capital One Venture, in contrast, generally provides less extensive coverage, with shorter protection periods and lower claim limits, making it less competitive in this aspect compared to its premium counterparts.

[[ COMPARE_CARD * {"ids": ["106", "438", "2888"], "bestCategoryIds": ["17", "18", "19"], "bestForTexts": ["Exceptional Coverage", "Purchase with Confidence", ""]} ]]

How to Maximize Your Purchase Protection

  • Use the right card: Always use the credit card with the best purchase protection for significant buys. We recommend the cards above because of their excellent coverage.
  • Keep your receipts: You'll need proof of purchase when filing a claim.
  • Act quickly: Report damage or theft as soon as possible to ensure you're within the coverage period.
  • Understand exclusions: Certain items like perishables, motorized vehicles, or plants are typically not covered.
  • Check your homeowners or renters insurance: Sometimes, it's more advantageous to claim through these policies for higher-value items.
  • Final Thoughts

    Purchase protection can provide valuable peace of mind, especially for big-ticket items or when buying from unfamiliar sellers. When choosing a credit card, consider how this feature aligns with your shopping habits and lifestyle. Remember, the best card for you depends on various factors, including annual fees, rewards programs, and other benefits. By understanding and leveraging purchase protection alongside other credit card perks, you can shop with confidence and potentially save hundreds or even thousands of dollars if the unexpected occurs.

    Supercharge Your Credit Cards

    Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

    Get Started

    Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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    Advertiser Disclosure
    A blue checkmark icon
    Fact Checked
    A black x icon

    Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

    Got it
    Special Offer:

    Best Credit Cards for Purchase Protection (2024)

    These top credit cards offer purchase protection, a valuable feature that safeguards your buys.

    August 30, 2024

    Small Kudos square logoAn upside down carrot icon

    In an era of online shopping and frequent purchases, having a safety net for your buys is crucial. Enter purchase protection, a credit card benefit that typically covers items bought with the card against damage or theft for a limited time after purchase. If your new laptop gets stolen or your new phone screen cracks within the coverage period, you might be eligible for reimbursement. Let's explore the best credit cards offering the best purchase protection in 2024.

    [[ CARD_LIST * {"ids": ["106","438", "2888", "509", "118", "1099", "2883"]} ]]

    More:

    Best for: Luxury Travelers

    The Platinum Card® from American Express offers a robust purchase protection benefit, making it a top choice for folks seeking peace of mind with their purchases. This premium card provides coverage for eligible items against accidental damage or theft for up to 90 days from the date of purchase. The protection extends to a generous $10,000 per occurrence, with a maximum of $50,000 per card member account per calendar year. This coverage stands out for its high per-item and annual limits, potentially offering more comprehensive protection than many competing cards. Additionally, the Amex Platinum's purchase protection notably includes coverage for lost items, a feature not commonly found in other cards' policies. (see rates & fees).

    [[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Luxury Travelers", "headerHint": "Exceptional Coverage"} ]]

    Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

    An icon of a lightbulb
    Kudos Tip

    Maximize your rewards with Kudos! Our free AI-powered smart wallet suggests the best card for each purchase, ensuring you get the most out of your credit card rewards and benefits.

    More:

    Best For: Streamlined Travel Rewards

    The Capital One Venture Rewards Credit Card offers purchase protection for eligible items purchased within 90 days of purchase. The protection covers up to $500 per claim and $50,000 per cardholder. If an item is damaged or stolen, Capital One can replace, repair, or reimburse the item. The protection may also cover gifts purchased for friends and family using the card. (see rates & fees).

    [[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Streamlined Travel Rewards", "headerHint": "Purchase with Confidence"} ]]

    More:

    Read our expert review of the Platinum Card from American Express.

    Best For: Travel Benefits

    The Capital One Venture X Rewards Credit Card offers a competitive purchase protection benefit, enhancing its appeal for those who prioritize safeguarding their purchases. This premium travel card provides coverage against damage or theft for eligible items for 90 days from the date of purchase. The protection extends up to $10,000 per claim and $50,000 per account per year, matching the coverage limits of some of the most generous cards available. This benefit can be particularly valuable for travelers who make significant purchases while abroad, as it complements the card's extensive travel insurance offerings. (see rates & fees).

    [[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Perks", "headerHint": "Peace of Mind"} ]]

    Best for: Travel and Dining Rewards

    The Chase Sapphire Preferred® Card provides excellent coverage against damage or theft for eligible items for 120 days from the date of purchase. This is one of the longest coverage periods in the credit card market. The protection extends up to $500 per claim and $50,000 per account, which, while not the highest limits available, still offers substantial coverage for most everyday purchases.

    [[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Travel and Dining Rewards", "headerHint": "Strong Safeguards"} ]]

    Best for: Foodies

    The American Express® Gold Card provides substantial coverage against accidental damage or theft for eligible items for 90 days from the date of purchase. The protection extends up to $10,000 per occurrence, with a generous annual limit of $50,000 per card account. This level of coverage positions the Amex Gold among the top-tier cards for purchase protection. Notably, the benefit includes coverage for lost items, a feature not commonly found in many other cards' policies (see rates & fees).

    [[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Foodies", "headerHint": "Substantial Coverage"} ]]

    Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

    Best for: Business Travelers

    The Ink Business Preferred® Credit Card offers a substantial purchase protection benefit, making it a standout choice for business owners seeking to safeguard their purchases. As of 2024, this versatile business card provides coverage against damage or theft for eligible items for an impressive 120 days from the date of purchase, one of the longest coverage periods in the market. The protection extends up to $10,000 per claim, with a maximum of $50,000 per account per year, positioning it among the most comprehensive coverage options available for business cards.

    [[ SINGLE_CARD * {"id": "1099", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Business Travelers", "headerHint": "Company Assurance"} ]]

    Best for: Cash Back without a Fee

    The Chase Freedom Flex® offers an impressive purchase protection benefit, especially considering its no-annual-fee status. As of 2024, this versatile cashback card provides coverage against damage or theft for eligible items for an exceptional 120 days from the date of purchase, a duration that rivals many premium cards. The protection extends up to $500 per claim, with a maximum of $50,000 per account per year. While these limits are lower than some high-end cards, they're substantial for a no-fee offering and adequate for most everyday purchases.

    [[ SINGLE_CARD * {"id": "2883", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Cash Back without a Fee", "headerHint": "Powerful Protection"} ]]

    Comparing the Best Credit Cards for Purchase Protection (2024)

    The American Express Platinum and Capital One Venture X typically offer similar purchase protection benefits, covering eligible items against damage or theft for 90 days from purchase, with limits up to $10,000 per claim and $50,000 per account annually. The Capital One Venture, in contrast, generally provides less extensive coverage, with shorter protection periods and lower claim limits, making it less competitive in this aspect compared to its premium counterparts.

    [[ COMPARE_CARD * {"ids": ["106", "438", "2888"], "bestCategoryIds": ["17", "18", "19"], "bestForTexts": ["Exceptional Coverage", "Purchase with Confidence", ""]} ]]

    How to Maximize Your Purchase Protection

  • Use the right card: Always use the credit card with the best purchase protection for significant buys. We recommend the cards above because of their excellent coverage.
  • Keep your receipts: You'll need proof of purchase when filing a claim.
  • Act quickly: Report damage or theft as soon as possible to ensure you're within the coverage period.
  • Understand exclusions: Certain items like perishables, motorized vehicles, or plants are typically not covered.
  • Check your homeowners or renters insurance: Sometimes, it's more advantageous to claim through these policies for higher-value items.
  • Final Thoughts

    Purchase protection can provide valuable peace of mind, especially for big-ticket items or when buying from unfamiliar sellers. When choosing a credit card, consider how this feature aligns with your shopping habits and lifestyle. Remember, the best card for you depends on various factors, including annual fees, rewards programs, and other benefits. By understanding and leveraging purchase protection alongside other credit card perks, you can shop with confidence and potentially save hundreds or even thousands of dollars if the unexpected occurs.

    Supercharge Your Credit Cards

    Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

    Get Started

    Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    In this article

    No items found.
    Advertiser Disclosure
    A blue checkmark icon
    Fact Checked
    A black x icon

    Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

    Got it
    Special Offer:

    Best Credit Cards for Purchase Protection (2024)

    These top credit cards offer purchase protection, a valuable feature that safeguards your buys.

    August 30, 2024

    Small Kudos square logoAn upside down carrot icon
    Man holding broken mobile phone

    In an era of online shopping and frequent purchases, having a safety net for your buys is crucial. Enter purchase protection, a credit card benefit that typically covers items bought with the card against damage or theft for a limited time after purchase. If your new laptop gets stolen or your new phone screen cracks within the coverage period, you might be eligible for reimbursement. Let's explore the best credit cards offering the best purchase protection in 2024.

    [[ CARD_LIST * {"ids": ["106","438", "2888", "509", "118", "1099", "2883"]} ]]

    More:

    Best for: Luxury Travelers

    The Platinum Card® from American Express offers a robust purchase protection benefit, making it a top choice for folks seeking peace of mind with their purchases. This premium card provides coverage for eligible items against accidental damage or theft for up to 90 days from the date of purchase. The protection extends to a generous $10,000 per occurrence, with a maximum of $50,000 per card member account per calendar year. This coverage stands out for its high per-item and annual limits, potentially offering more comprehensive protection than many competing cards. Additionally, the Amex Platinum's purchase protection notably includes coverage for lost items, a feature not commonly found in other cards' policies. (see rates & fees).

    [[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Luxury Travelers", "headerHint": "Exceptional Coverage"} ]]

    Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

    An icon of a lightbulb
    Kudos Tip

    Maximize your rewards with Kudos! Our free AI-powered smart wallet suggests the best card for each purchase, ensuring you get the most out of your credit card rewards and benefits.

    More:

    Best For: Streamlined Travel Rewards

    The Capital One Venture Rewards Credit Card offers purchase protection for eligible items purchased within 90 days of purchase. The protection covers up to $500 per claim and $50,000 per cardholder. If an item is damaged or stolen, Capital One can replace, repair, or reimburse the item. The protection may also cover gifts purchased for friends and family using the card. (see rates & fees).

    [[ SINGLE_CARD * {"id": "438", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Streamlined Travel Rewards", "headerHint": "Purchase with Confidence"} ]]

    More:

    Read our expert review of the Platinum Card from American Express.

    Best For: Travel Benefits

    The Capital One Venture X Rewards Credit Card offers a competitive purchase protection benefit, enhancing its appeal for those who prioritize safeguarding their purchases. This premium travel card provides coverage against damage or theft for eligible items for 90 days from the date of purchase. The protection extends up to $10,000 per claim and $50,000 per account per year, matching the coverage limits of some of the most generous cards available. This benefit can be particularly valuable for travelers who make significant purchases while abroad, as it complements the card's extensive travel insurance offerings. (see rates & fees).

    [[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Perks", "headerHint": "Peace of Mind"} ]]

    Best for: Travel and Dining Rewards

    The Chase Sapphire Preferred® Card provides excellent coverage against damage or theft for eligible items for 120 days from the date of purchase. This is one of the longest coverage periods in the credit card market. The protection extends up to $500 per claim and $50,000 per account, which, while not the highest limits available, still offers substantial coverage for most everyday purchases.

    [[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Travel and Dining Rewards", "headerHint": "Strong Safeguards"} ]]

    Best for: Foodies

    The American Express® Gold Card provides substantial coverage against accidental damage or theft for eligible items for 90 days from the date of purchase. The protection extends up to $10,000 per occurrence, with a generous annual limit of $50,000 per card account. This level of coverage positions the Amex Gold among the top-tier cards for purchase protection. Notably, the benefit includes coverage for lost items, a feature not commonly found in many other cards' policies (see rates & fees).

    [[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Foodies", "headerHint": "Substantial Coverage"} ]]

    Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

    Best for: Business Travelers

    The Ink Business Preferred® Credit Card offers a substantial purchase protection benefit, making it a standout choice for business owners seeking to safeguard their purchases. As of 2024, this versatile business card provides coverage against damage or theft for eligible items for an impressive 120 days from the date of purchase, one of the longest coverage periods in the market. The protection extends up to $10,000 per claim, with a maximum of $50,000 per account per year, positioning it among the most comprehensive coverage options available for business cards.

    [[ SINGLE_CARD * {"id": "1099", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Business Travelers", "headerHint": "Company Assurance"} ]]

    Best for: Cash Back without a Fee

    The Chase Freedom Flex® offers an impressive purchase protection benefit, especially considering its no-annual-fee status. As of 2024, this versatile cashback card provides coverage against damage or theft for eligible items for an exceptional 120 days from the date of purchase, a duration that rivals many premium cards. The protection extends up to $500 per claim, with a maximum of $50,000 per account per year. While these limits are lower than some high-end cards, they're substantial for a no-fee offering and adequate for most everyday purchases.

    [[ SINGLE_CARD * {"id": "2883", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Cash Back without a Fee", "headerHint": "Powerful Protection"} ]]

    Comparing the Best Credit Cards for Purchase Protection (2024)

    The American Express Platinum and Capital One Venture X typically offer similar purchase protection benefits, covering eligible items against damage or theft for 90 days from purchase, with limits up to $10,000 per claim and $50,000 per account annually. The Capital One Venture, in contrast, generally provides less extensive coverage, with shorter protection periods and lower claim limits, making it less competitive in this aspect compared to its premium counterparts.

    [[ COMPARE_CARD * {"ids": ["106", "438", "2888"], "bestCategoryIds": ["17", "18", "19"], "bestForTexts": ["Exceptional Coverage", "Purchase with Confidence", ""]} ]]

    How to Maximize Your Purchase Protection

  • Use the right card: Always use the credit card with the best purchase protection for significant buys. We recommend the cards above because of their excellent coverage.
  • Keep your receipts: You'll need proof of purchase when filing a claim.
  • Act quickly: Report damage or theft as soon as possible to ensure you're within the coverage period.
  • Understand exclusions: Certain items like perishables, motorized vehicles, or plants are typically not covered.
  • Check your homeowners or renters insurance: Sometimes, it's more advantageous to claim through these policies for higher-value items.
  • Final Thoughts

    Purchase protection can provide valuable peace of mind, especially for big-ticket items or when buying from unfamiliar sellers. When choosing a credit card, consider how this feature aligns with your shopping habits and lifestyle. Remember, the best card for you depends on various factors, including annual fees, rewards programs, and other benefits. By understanding and leveraging purchase protection alongside other credit card perks, you can shop with confidence and potentially save hundreds or even thousands of dollars if the unexpected occurs.

    Supercharge Your Credit Cards

    Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

    Get Started

    Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    In this article

    No items found.