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World of Hyatt vs Delta SkyMiles Blue: Which Is Better In 2025?
July 1, 2025
Editor's Picks
- The World of Hyatt Credit Card: This card is best for frequent travelers who want to maximize rewards and benefits on Hyatt hotel stays.
- Delta SkyMiles® Blue American Express Card: This is a no-annual-fee option for earning miles on Delta purchases and at restaurants worldwide.
World of Hyatt Breakdown
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Why We Like It
This section breaks down why we like The World of Hyatt Credit Card.
- Cardholders receive automatic Discoverist elite status and can earn World of Hyatt points on every purchase.
- While there is an annual fee, the card has no foreign transaction fees, making it a good companion for international travel.
- The annual free night certificate can easily offset the card's annual fee if redeemed strategically (publisher-formulated estimate).
Pros
- Provides a shortcut to higher elite status with automatic qualifying night credits each year and the ability to earn more through spending.
- Features an attractive welcome bonus and high earning potential on Hyatt stays and other spending categories.
- Resort fees are waived on award stays, adding significant value when redeeming points or free night certificates.
Cons
- Hyatt's smaller hotel network compared to other major chains can limit opportunities for earning and redeeming points.
- Key benefits like the annual free night certificate and automatic elite status come with notable restrictions that can limit their value.
Delta SkyMiles® Blue American Express Breakdown
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Why We Like It
This section breaks down why we like the Delta SkyMiles® Blue American Express Card.
- It's a great entry point into the Delta SkyMiles program because it has a $0 annual fee and no foreign transaction fees (See Rates & Fees).
- You can earn 2x miles on Delta purchases and at restaurants worldwide, making it a solid choice for dining out and travel.
- With no annual fee to offset, every mile you earn provides value from your very first swipe (publisher-formulated estimate).
Pros
- It's the only Delta co-branded credit card that comes without an annual fee, making it an accessible entry point to the SkyMiles program.
- Cardholders receive savings on eligible in-flight Delta purchases and get access to American Express experiences. Terms apply.
- The SkyMiles you earn won't expire, allowing you to accumulate them over time for future travel.
Cons
- It lacks many of the premium travel benefits found on other Delta cards, such as free checked bags and priority boarding.
- The rewards program has limited earning potential on everyday purchases, and redemption options are mostly restricted to the Delta SkyMiles program.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Delta SkyMiles® Blue American Express vs World of Hyatt
Categories
Deciding which is better, World of Hyatt or Delta SkyMiles Blue, depends on your specific travel style and loyalty preferences.
- The World of Hyatt Credit Card is best for frequent travelers who regularly stay at Hyatt properties and are looking to earn hotel points and accelerate their path toward elite status.
- Delta SkyMiles® Blue American Express Card is an entry-level card ideal for occasional Delta flyers and budget-conscious travelers who want to earn miles without paying an annual fee.
Redemption
The World of Hyatt Credit Card: Points are primarily redeemed for award nights at Hyatt hotels and resorts globally, but they also offer the flexibility to be transferred to various airline partners.
Delta SkyMiles® Blue American Express Card: Miles can be used for flights with Delta and its partner airlines, covering the full cost or reducing it with the Miles + Cash option, as well as for seat upgrades.
Travel Perks
- Ecosystem and Partners: The World of Hyatt card is centered on Hyatt's global portfolio of hotels and resorts, though points can also be transferred to various airline partners. In contrast, the Delta SkyMiles Blue card's ecosystem is focused on air travel, with miles used for flights on Delta Air Lines and its partner carriers.
- Foreign Transaction Fees: The World of Hyatt Credit Card is a strong choice for international travel as it does not charge foreign transaction fees. The Delta SkyMiles® Blue American Express Card does include a fee on purchases made abroad. Terms apply.
- Airport Lounge Access: As an entry-level and a mid-tier card, respectively, neither the Delta SkyMiles Blue card nor the World of Hyatt card includes complimentary airport lounge access, a perk typically found on more premium travel cards.
Compare Top Rated Credit Cards with Kudos
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Who Should Choose the World of Hyatt?
The World of Hyatt Credit Card® is tailor-made for frequent travelers who consistently choose Hyatt properties and want to maximize their loyalty benefits. It offers a clear pathway to elite status and is ideal for value-oriented individuals aiming to extract significant value from their hotel points. As a comprehensive review notes, the card also serves couples, families, and international travelers well, thanks to features like authorized user additions and no foreign transaction fees.
Who Should Choose the Delta SkyMiles® Blue American Express?
The Delta SkyMiles® Blue American Express Card is an excellent choice for occasional Delta flyers and dining enthusiasts who want to earn miles without committing to an annual fee. It serves as a risk-free entry point into the SkyMiles program, allowing budget-conscious travelers to accumulate miles on Delta purchases and at restaurants worldwide. While it lacks premium perks like free checked bags, it's a practical option for those who don't travel frequently enough to justify a more expensive card, as detailed in this card review.
Alternatives to Consider
If our World of Hyatt vs. Delta SkyMiles® Blue American Express card comparison has left you feeling like neither option is the right fit for your wallet, don't worry. There are plenty of other excellent travel rewards cards to consider.
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Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Tips for Application Success
Before You Apply
- Check your credit score - Most rewards cards require a good to excellent credit history for approval.
- Know the issuer's rules - Be aware of application restrictions like Chase's 5/24 rule or Amex's welcome offer eligibility.
- Have a spending plan - Make sure you can meet the minimum spend for the welcome offer through your regular purchases.
Application Strategy
- Mind issuer rules - Be aware of policies like the Chase 5/24 rule, which can impact your approval for certain cards.
- Start with no-fee cards - Consider an entry-level card to build history with an issuer before applying for premium products.
- Time your application - Apply before a large planned purchase to help meet the spending requirement naturally.
Our Methodology
We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.
Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.
Frequently Asked Questions
Can I transfer points between World of Hyatt and Delta SkyMiles?
No, you cannot directly transfer points between World of Hyatt and Delta SkyMiles. They are separate loyalty programs with distinct airline and hotel partners.
Which program offers more valuable redemptions?
The value of redemptions depends heavily on your travel goals, as both programs offer unique sweet spots. World of Hyatt is often praised for high-value hotel stays, while Delta SkyMiles can provide significant value on specific flight routes, especially during flash sales.
Do points expire in World of Hyatt or Delta SkyMiles?
Delta SkyMiles do not expire, regardless of account activity. World of Hyatt points will expire if your account is inactive for 24 consecutive months.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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