World of Hyatt vs Wyndham Earner Plus: Which Is Better In 2025?

Wyndham Rewards Earner Plus Breakdown

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Why We Like It

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This section breaks down why we like the Wyndham Rewards Earner® Plus Card.

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• You can earn accelerated rewards on everyday spending categories like gas, dining, and groceries.
• Despite its annual fee (See Rates & Fees), the card provides automatic Wyndham Rewards PLATINUM status and an anniversary bonus each year.
• The 7,500 bonus points you receive each anniversary year are enough for up to one free night, which can easily offset the card's annual fee (publisher-formulated estimate).

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Pros

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• This card charges no foreign transaction fees, making it a solid companion for international travel.
• Cardholders receive automatic Wyndham Rewards Platinum status, unlocking perks like early check-in and car rental upgrades.
• You get a discount when redeeming points for award nights, which helps you book free stays with fewer points.

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Cons

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• Unlike many competing hotel cards, this card doesn't offer a free anniversary night. Instead, you receive an annual points bonus that may only cover a stay at a lower-tier property.
• The card's rewards are best for Wyndham loyalists, as points have limited value when redeemed for anything other than stays at Wyndham properties.

Wyndham Rewards Earner Plus vs World of Hyatt

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Categories

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Deciding which is better, The World of Hyatt Credit Card or the Wyndham Rewards Earner® Plus Card, often comes down to your specific travel habits and hotel loyalty.

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• The World of Hyatt Credit Card is designed for frequent travelers, particularly those who regularly stay at Hyatt properties.
• Wyndham Rewards Earner® Plus Card is a hotel credit card best suited for travelers loyal to the Wyndham family of hotels and its related properties.

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Redemption

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The World of Hyatt Credit Card: Points earned with this card are most valuable when redeemed for stays at Hyatt hotels and resorts, though they can also be transferred to various airline and travel partners for added flexibility.

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Wyndham Rewards Earner® Plus Card: Cardholders can use their points for free or discounted nights at thousands of participating Wyndham properties, or redeem them for unique experiences, tours, and gift cards.

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Travel Perks

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• The World of Hyatt Credit Card has no foreign transaction fees, making it a strong choice for international travel. Conversely, the Wyndham Rewards Earner® Plus Card does charge a fee for purchases made outside the U.S.
• Cardholders receive automatic elite status with both cards. The World of Hyatt card grants Discoverist status, which includes benefits like preferred room upgrades, while the Wyndham card provides Platinum status, offering perks like early check-in and car rental upgrades with partner companies.
• For redemption flexibility, World of Hyatt points can be transferred to numerous airline partners. The Wyndham Rewards program also allows point transfers to a few partners and redemptions for tours and activities, though its primary value lies within the Wyndham portfolio.

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Compare Top Rated Credit Cards with Kudos

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To make an informed decision, you can use a tool like Kudos to compare top-rated cards based on your own spending habits.

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• Test drive credit cards: Simulate potential earnings with a new card based on your actual spending history before you apply, without impacting your credit score.
• Get approval odds: Receive a detailed analysis of your likelihood of approval for different cards based on your credit report.
• Earn extra rewards: Get Kudos Boost rewards on top of your regular card benefits when shopping at participating stores.
• Automated card selection: The tool can automatically select the best card from your wallet at checkout to maximize your rewards on every purchase.

Who Should Choose the World of Hyatt?

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The World of Hyatt Credit Card is a natural fit for travelers who frequently stay at Hyatt properties and want to maximize their loyalty. It's also an excellent choice for those aiming to achieve higher elite status within the World of Hyatt program or who are savvy about getting the most value from their hotel points. Additionally, couples, families, and international travelers can find significant value in the card's features, as detailed in this comprehensive review.

Who Should Choose the Wyndham Rewards Earner Plus?

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The Wyndham Rewards Earner® Plus Card is tailor-made for loyalists of the Wyndham brand, including its hotels, vacation rentals, and timeshares. It's also a strong contender for those whose spending is heavily weighted toward gas, dining, and groceries, as the card offers accelerated rewards in these popular categories. Cardholders who can take advantage of the automatic Platinum elite status and the annual 7,500 anniversary bonus points will find that the benefits can easily justify the card's moderate annual fee.

Alternatives to Consider

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If our World of Hyatt vs Wyndham Earner Plus comparison has you feeling like neither card is the right fit, don't worry. There are several other excellent hotel credit cards that might better suit your travel style and spending habits.

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_{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

Tips for Application Success

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Before You Apply

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• Check your credit score, as a good to excellent score is typically required.
• Plan your spending to ensure you can naturally meet any welcome offer requirements.
• Research the loyalty program to confirm its hotels and partners fit your travel style.

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Application Strategy

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• Review issuer application rules, as some have restrictions on the number of cards you can open.
• Check welcome offer eligibility, as you may not qualify if you have or recently had the card.
• Time your application before a large planned purchase to help meet spending requirements.

Our Methodology

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We evaluate nearly 3,000 credit cards across the U.S. market — far more than the ~150 cards commonly featured on sites that focus only on products tied to affiliate commissions. Our goal is to provide a comprehensive, unbiased view of the credit card landscape so you can make confident, data-driven decisions.

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Our editorial team combines deep industry experience with rigorous verification standards. While our experts surface the most relevant recommendations in our guides, you can also explore the full dataset yourself through our card explorer tool, which includes thousands of cards — more than 95% of which do not provide us with commissions.

Frequently Asked Questions

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What kind of elite status do the World of Hyatt and Wyndham Earner Plus cards offer?

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Both cards grant automatic elite status in their respective loyalty programs, which can unlock benefits like room upgrades and late checkout. The specific status level and associated perks differ between the World of Hyatt and Wyndham Rewards programs.

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Can I transfer points from other programs to World of Hyatt or Wyndham Rewards?

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World of Hyatt is a transfer partner of some major flexible points programs, allowing you to top off your account for award stays. Wyndham Rewards also has transfer partners, providing similar flexibility in how you accumulate points.

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Are the free night awards from these cards easy to use?

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Each card offers an anniversary free night award, but usability can depend on hotel category restrictions and availability. It is crucial to review the specific terms for each card's award certificate to understand its full value and any limitations.

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