Does Microsoft Take Apple Pay? (2025 Guide)

Online Payment Options at Microsoft

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Microsoft.com does not support Apple Pay. Available payment options include:

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• Credit/debit cards

• PayPal

• Microsoft Account balance

• Microsoft Gift Cards

• Bank transfer (select countries)

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💡 Shopping Online? Before you checkout at Microsoft.com, install Kudos (it's free!) to automatically earn more rewards. Kudos is a free AI-powered smart wallet that helps you optimize your credit card usage when shopping online. It's compatible with over 15,000 stores and offers the potential to earn up to 25% back during special promotional events. That's higher than Rakuten, Honey, and Capital One Shopping.

Tips for Shopping at Microsoft

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• Use a rewards credit card for big purchases like Surface devices or Xbox consoles

• Consider Microsoft's Xbox All Access program for console purchases

• Watch for seasonal sales events like Black Friday

• Check if your employer offers corporate discounts

How to Save Money at Microsoft

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• Sign up for Microsoft Rewards

• Look for student and military discounts

• Buy during major sales events

• Consider refurbished devices

• Use Price Protection when available

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💡 Pro tip: Use Kudos to stack your credit card rewards with Microsoft Rewards points for maximum savings.

Maximize Your Rewards at Microsoft

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Kudos focuses on helping you maximize your credit card rewards:

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• Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.

• Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.

• Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.

• Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.

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Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy.

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If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Frequently Asked Questions

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Does Microsoft take contactless payments?

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No, Microsoft Store retail locations do not accept contactless payments, including Apple Pay or Google Pay.

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Can I use Apple Pay at all Microsoft locations?

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No, Apple Pay is not accepted at any Microsoft Store locations or on Microsoft.com.

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What other digital wallets does Microsoft accept?

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Microsoft accepts PayPal for online purchases but does not support other digital wallets like Google Pay or Samsung Pay.

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Is there a limit on Apple Pay transactions at Microsoft?

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This is not applicable as Microsoft does not accept Apple Pay.

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What's the best way to maximize rewards at Microsoft?

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Install Kudos before shopping at Microsoft.com to automatically identify your highest-earning credit card. Combine this with Microsoft Rewards for optimal earnings on your purchases.