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How to Connect Your New Bilt Card to Kudos (And Why You Should)
July 1, 2025
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If you just got a new Bilt Rewards card, connecting it to Kudos takes five minutes and instantly unlocks automatic reward tracking, real-time earning alerts, and smart recommendations so you’ll never leave points on the table.
The Three New Bilt Card 2.0 Options
In January 2026, Bilt launched three card tiers to match different spending styles:
[[ SINGLE_CARD * {"id": "22391", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Non-Heavy Spenders", "headerHint" : "Rewards on Rent and Mortgage Payments" } ]]
[[ SINGLE_CARD * {"id": "22392", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Travelers and Foodies", "headerHint" : "Accelerated Points" } ]]
[[ SINGLE_CARD * {"id": "22393", "isExpanded": "true", "bestForCategoryId": "52", "bestForText": "Renters", "headerHint" : "Rewards on Rent and Mortgage Payments" } ]]
The game-changer? All three cards now earn points on eligible mortgage payments, making Bilt valuable for homeowners and renters alike.
Why Connecting Your Account Matters
Manual card entry only gives Kudos basic information. Connecting your account through Plaid unlocks the full experience:
- Automatic transaction tracking so you never manually log purchases or wonder where your points went.
- Real-time card recommendations that analyze your entire wallet and tell you which card earns the most for each purchase.
Spending insights that show whether you're maximizing your card tier or if an upgrade makes financial sense.
How to Connect Your New Bilt Card
The process takes under five minutes:
- Log in to Kudos, head to your wallet, and click “Add card.”
- Select "Connect accoun.t"
- Log in through Plaid's secure interface.
- Search for "Bilt Rewards" and select it.
- Complete login with your Bilt credentials.
- Done! Kudos starts syncing your transactions for you
Your card data syncs automatically from day one, tracking every purchase and alerting you to earning opportunities.
Is It Safe?
Kudos uses Plaid, the same secure platform trusted by Venmo, Robinhood, and major banks. Your login credentials never touch Kudos' servers, the connection is read-only (Kudos can't make transactions or transfer money), and you can disconnect anytime.
Beyond Bilt: Connect Your Entire Wallet
The more cards you connect, the smarter Kudos' recommendations become. If you carry multiple travel cards like the Bilt Palladium Card, Chase Sapphire Reserve®, and American Express® Gold Card, Kudos instantly calculates which card delivers the highest return for every purchase.
No mental math. No missed opportunities. Just automatic optimization.
[[ COMPARE_CARD * {"ids": ["22393", "510", "118"], "bestCategoryIds":["17", "18", "19"], "bestForTexts":["Rewards on Rent and Mortgage Payments", "High-Value Perks", "Generous Travel Rewards"]} ]]
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Start Maximizing Rewards Today
Connect your new Bilt card to Kudos and let automation handle the heavy lifting. Track transactions, catch bonus categories, and ensure you're always using the best card—starting with your very first purchase.
Ready to connect? Download the Kudos browser extension or mobile app and follow the steps above to start optimizing your rewards.
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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