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Chase's 100,000-Point Ink Business Cash and Ink Unlimited Offers Are Ending September 17, 2026
September 11, 2026
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On September 17, 2026, Chase is ending the 100,000-point welcome offers for the Ink Business Cash Credit Card and the Ink Business Unlimited Credit Card.
What is on the table
- The bonus: $1,000 in bonus cash back, awarded as 100,000 Chase points.
- The requirement: $8,000 in purchases in the first four months.
This is the highest welcome offer either card has ever carried.
Chase markets it as $1,000 cash back, and if you only hold cash-back Chase cards, that is what it is. But it posts as 100,000 Ultimate Rewards points, so if you also hold a Chase Sapphire Preferred, a Chase Sapphire Reserve or an Ink Preferred, you can move those points over and transfer them to airline and hotel partners instead.
You probably qualify as a business
The most common reason people skip business cards is assuming they do not have a business. Chase's definition is broader than most people expect. Freelancing, consulting, reselling, tutoring or rideshare driving generally qualifies as a sole proprietorship. You apply with your own name as the business name and your Social Security number as the tax ID.
How the two cards differ
Ink Business Cash is the category card, with elevated earning at office supply stores and on internet, cable and phone services. Ink Business Unlimited is the flat-rate card, with nothing to track. They are built to be held together, Unlimited as the default and Cash for the bonus categories.
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The 5/24 caveat
Chase generally declines applicants who have opened five or more personal cards across all issuers in the past 24 months. These business cards do not report to your personal credit file, so they do not add to your count once opened, but your existing count still decides whether you are approved. Learn more about the Chase 5/24 Rule.
$8,000 in four months is easy to lose track of. Kudos tracks your progress toward a welcome bonus for free, so you find out you are behind with weeks to spare rather than days. Track your sign-up bonus progress
Kudos Tip: Kudos tracks the cashback and rewards you earn across all your cards, which makes it much easier to see whether you are on pace to hit a welcome-offer spend requirement.
Business spending hides forgotten subscriptions. Kudos finds recurring charges you no longer use and cancels them, which is the cheapest money you will find this quarter. Find your forgotten subscriptions
Internet and phone bills are a business expense worth negotiating. Kudos negotiates them on your behalf, which beats earning a bonus category on a bill that was too high to begin with. See how bill negotiation works
Unlock your extra benefits when you become a Kudos member
Turn your online shopping into even more rewards
Join over 400,000 members simplifying their finances
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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