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How to Get $15 Off Apple One With the Chase Sapphire Reserve
July 1, 2025
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If you have a Chase Sapphire Reserve® and an Apple One subscription, your card just got more valuable. Chase updated how the Apple TV and Apple Music benefits work, and for Apple One subscribers, it's a genuine improvement.
Here's what changed, who it applies to, and how to make sure the discount is actually hitting your account.
What Changed
The Chase Sapphire Reserve used to cover standalone Apple TV and Apple Music subscriptions. If you paid for Apple One (the bundle that includes both), the benefit didn't apply cleanly. You'd end up with overlapping subscriptions and no discount on your Apple One plan.
That's fixed now. Each benefit applies as a $7.50/month credit toward your Apple One subscription. Since the CSR includes both Apple TV and Apple Music, those credits stack, bringing eligible cardholders $15/month off Apple One.
If you don't have Apple One and subscribe to Apple TV or Apple Music individually, nothing changes. You still get the full standalone subscription covered.
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How Much Can You Save on Apple One?
Here's how the pricing shakes out after the $15 discount:
- Individual ($19.95/mo) drops to $4.95/mo
- Family ($25.95/mo) drops to $10.95/mo
- Premier ($32.95/mo) drops to $17.95/mo
- Premier Family ($37.95/mo) drops to $22.95/mo
If you're currently paying for Apple Music and Apple TV as separate subscriptions, switching to Apple One Individual at $4.95/month gets you Apple Arcade, iCloud+, and Apple News+ on top of what you already have.
Kudos tracks which Chase Sapphire Reserve benefits you've activated, plus all your other card benefits, so you never leave credits on the table.
How to Activate
- Log into the Chase app or chase.com
- Go to Benefits & Travel on your CSR
- Find the Apple TV and Apple Music benefits
- Activate both and link your Apple ID
The discount will apply to your Apple One subscription starting on your next billing cycle, not immediately. If you activated the Apple TV benefit in the past, Chase says you do not need to reactivate to get the new Apple One discount.
A Few Things Worth Knowing
- The credits stack. Activating both Apple TV and Apple Music gives you $7.50 off each, for $15/month off Apple One total.
- Apple will show overlapping subscriptions at first. This is normal and resolves on its own at your next billing cycle. No action needed.
- It only applies to Apple One purchased directly through Apple. If your Apple One is billed through a third party like Verizon, the credit may not apply.
- There's an activation deadline. Some cardholders are seeing a cutoff of December 31, 2026. Activate before then.
While You're in the Chase Benefits Section
Make sure to activate IHG Platinum Elite too. It's covered through end of 2027 and unlocks more than just IHG hotels. Link your IHG account to Hertz Gold Plus Rewards and you get Hertz Five Star status, which means counter bypass and upgrades when available. From there, you can status match to Sixt and Enterprise for free, and National Executive status is also available through the same benefits section. That's five rental brands covered from one card, most of it set up in under 15 minutes.
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Is Apple One Worth It?
If you're already getting Apple TV and Apple Music covered through the CSR, Apple One Individual at $4.95/month adds Apple Arcade, iCloud+, and Apple News+ for basically nothing.
The math gets murkier if you're paying for 2TB iCloud storage on its own. Apple One Premier with 2TB runs $17.95/month after the discount, compared to $10/month for standalone 2TB storage. Whether the added services justify the difference depends on how much you'd actually use them.
For most CSR cardholders already on Apple One, this is a clean win. Activate both benefits, wait for your billing cycle to turn over, and the savings apply automatically.
Bottom Line
The Chase Sapphire Reserve's complimentary Apple TV and Apple Music subscriptions are a high-value benefit, particularly for existing subscribers who would otherwise pay up to $288 per year out of pocket. Activation takes under five minutes through the Chase app or website, and the benefit applies once your Apple ID is linked.
If you have the card and haven't activated these yet, it's worth doing today. And if you want to make sure you're getting the most out of every card in your wallet, Kudos tracks your benefits automatically so you never leave value on the table.
Card benefits and pricing are subject to change. Always verify current terms at chase.com or in the Chase Mobile app.
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