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URGENT: Chase Sapphire 100K Points Offer Ending Soon - 5 Incredible Ways to Turn It Into $2,000+ in Travel
December 12, 2024
The Chase Sapphire Preferred® Card's limited-time welcome offer of 100,000 Ultimate Rewards points is officially in its “ending soon” phase, as confirmed on Chase's website. If you've been considering this card, now is the time to make your decision.
This exceptional offer first launched in early April 2025, making it about a month old. According to multiple sources, including The Points Guy, the offer could end as soon as May 12, 2025. While Chase hasn't officially confirmed this specific date on their main website, historically when Chase adds the "ending soon" language, offers typically last only 1-2 weeks longer.
What makes this offer particularly special is that it's only the second time in history the Chase Sapphire Preferred bonus has reached the 100,000-point level. The last time was four years ago in 2021, and before that, the card had never offered such a high bonus. The standard offer is typically 60,000 points after meeting the spending requirements.
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What's Required to Earn the Bonus?
To qualify for this limited-time offer, you'll need to:
- Spend $5,000 on purchases within the first three months of account opening (note that this is $1,000 more than the standard 60,000-point offer's $4,000 requirement)
- Pay the card's $95 annual fee
- Not have received a Sapphire card bonus within the past 48 months (this is from when you received the bonus, not when you opened the card)
- Not currently hold any Sapphire card (including the Chase Sapphire Reserve or the no-annual-fee legacy Chase Sapphire)
- Be under Chase's 5/24 rule (not opened more than 5 credit cards in the past 24 months)
If you're a current Chase Sapphire cardholder and want to apply for this offer, you can product change your existing Sapphire card to a Freedom card (Freedom Flex, Freedom Unlimited, or the original Freedom). Most data points suggest waiting approximately 4 days after the product change before applying for the new Sapphire Preferred card. Remember that the product change must be fully processed in Chase's system before applying.
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Why These Points Are Incredibly Valuable
According to The Points Guy's April 2025 valuations, the 100,000 Chase Ultimate Rewards points are worth over $2,000 – an exceptional return for a card with a $95 annual fee. Even at the most basic level (statement credits), the points are worth $1,000.
What makes these points so valuable is their flexibility and the multiple ways you can redeem them:
- Travel redemptions through Chase Travel: Points are worth 1.25 cents each when redeemed for travel through the Chase Travel portal, making the 100,000 points worth $1,250 for flights, hotels, car rentals, and more. This is a straightforward way to get good value without needing to understand complex transfer rules.
- Transfer to travel partners: You can transfer points at a 1:1 ratio to 14 travel partners including United MileagePlus, World of Hyatt, British Airways Avios, Air Canada Aeroplan, and others – often getting even more value per point through strategic redemptions.
- Statement credits: Points can be redeemed for cash back at 1 cent per point, giving you $1,000 in value if you prefer simplicity over maximizing travel value.
Top 5 Ways to Maximize Your 100K Chase Points
1. Transfer to World of Hyatt
Hyatt is consistently rated as the most valuable Chase transfer partner. With Hyatt's award chart, you can book Category 1 hotels for as little as 3,500 points per night during off-peak season. This means your 100,000 point bonus could potentially get you up to 28 nights at Category 1 properties.
Even high-end Category 8 Hyatt properties that might charge $1,000+ per night can be booked for 45,000 points, meaning your bonus could get you two nights at a luxury property like the Grand Hyatt Kauai Resort & Spa with points to spare.
2. Book Through British Airways/Iberia/Aer Lingus Avios Programs
Chase points transfer to multiple Avios programs including British Airways, Aer Lingus, and Iberia. Through Aer Lingus, you could book a nonstop flight from cities like Nashville to Dublin for just 13,000 Avios each way.
Even more impressively, by transferring to Iberia, you could book round-trip business class flights from New York to Madrid for just 68,000 Avios total – and still have over 30,000 Chase points left from your welcome bonus.
When transfer bonuses are available (which happen several times a year), these redemptions become even more valuable.
3. Use Through the Chase Travel Portal
While not the highest-value redemption, using points through the Chase Travel portal gives you a guaranteed value of 1.25 cents per point with the Sapphire Preferred. This is a good option for booking airlines and hotels that aren't transfer partners, and gives you more flexibility.
For example, you could book Southwest flights that aren't typically available through transfer partners, or use points for hotels that don't have their own loyalty programs.
4. Transfer to Virgin Atlantic
Virgin Atlantic offers some of the lowest award rates between the U.S. and Europe, with flights starting at just 6,000 miles one-way in economy from the East Coast to London. At this extraordinary rate, your 100,000 Chase points could potentially get you up to 16 one-way flights to Europe (or 8 round trips).
Virgin Atlantic also partners with multiple airlines including Delta, KLM, Air France, and ANA, opening up even more redemption possibilities. One particularly valuable redemption is ANA's "The Room" business class between the U.S. and Japan, which offers exceptional luxury at competitive point rates.
5. Book Flying Blue Promo Rewards
Flying Blue (the loyalty program for KLM and Air France) offers monthly Promo Rewards with discounted award flights from the U.S. to Europe. Recent promotions have included flights from cities like Houston to European destinations like Vienna for as little as 18,750 Flying Blue miles each way.
Flying Blue also frequently offers transfer bonuses from Chase (currently there's a 25% bonus available), potentially reducing the actual points cost even further to around 15,000 points each way to Europe.
Why Is Chase Ending This Offer Soon?
Chase typically runs elevated welcome offers for limited periods to drive new account sign-ups. Looking at their history, they offered a 75,000-point bonus from May to June 2024, and a 60,000-point bonus with a $300 statement credit from October to November 2024.
The current 100K offer is likely ending soon for several reasons:
- It's achieved its marketing goals: Chase has likely already seen the surge in applications they were hoping for.
- It's an exceptionally valuable offer: At an estimated $2,000+ value, Chase is likely capping the total number of these bonuses they're willing to issue.
- Potential summer travel season strategy: Chase may have other card promotions planned for the summer travel season.
Should You Apply Now?
If you're considering this card, the time to act is now. Historical patterns from Chase suggest that once the "ending soon" notice appears, offers typically last only 1-2 weeks before disappearing.
For those who have previously held a Sapphire card, remember that you must wait 48 months from when you received your last Sapphire bonus (not from when you opened the card) to be eligible for a new bonus. Many people are tracking their exact dates to ensure eligibility.
Some Reddit users have reported successfully applying within days of their 48-month mark expiring, getting initially declined, and then calling Chase's reconsideration line once eligible to get approved with the 100K offer still intact.
Alternative Options If You Can't Get the Card
If you're not eligible for the Chase Sapphire Preferred 100K offer due to the 48-month rule or 5/24 status, consider these alternatives:
- Capital One Venture Rewards Credit Card: Currently offering 75,000 miles plus a $250 Capital One Travel credit.
- The Business Platinum Card from American Express: Currently offering 150,000 points plus a $500 statement credit.
- Marriott Bonvoy Brilliant American Express Card: Offering 185,000 Marriott Bonvoy bonus points with an offer ending on May 14, 2025.
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Final Thoughts
With the ability to transfer to valuable airline and hotel partners or book travel directly through Chase at a boosted value, the Chase Sapphire Preferred 100K offer represents one of the best credit card opportunities of 2025.
Whether you're planning a luxury hotel stay, multiple economy flights, or business class travel to Europe, these 100,000 Ultimate Rewards points open up tremendous possibilities – but only if you act before this limited-time offer expires, potentially as soon as May 12th.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
