Credit Card Fundamentals

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A woman runs on a Peloton treadmill

Free Peloton Membership Credits with Chase Cards: Unlock $745+ in Annual Value

Trishia Arandia

Trishia Arandia

October 21, 2025

6 min read to unlock Peloton perks

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Chase Sapphire Reserve vs Preferred: Which Gets Better Partnership Benefits?

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Trishia Arandia

October 21, 2025

6 min read to unlock $2,400+

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Credit Card Authorized User Strategy: Building Credit for Family Members

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Trishia Arandia

October 16, 2025

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Credit Card Strategy for Remote Workers and Digital Nomads in 2025

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Trishia Arandia

October 16, 2025

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Price Protection and Purchase Protection: How to Get Refunds After You Buy

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Trishia Arandia

October 15, 2025

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Credit Card Shopping Portals Stacking Guide: How to Double or Triple Rewards

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Trishia Arandia

October 15, 2025

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Credit Card Rental Car Insurance: Which Cards Offer Primary vs Secondary Coverage

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Trishia Arandia

October 15, 2025

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Hidden Credit Card Benefits You’re Not Using (25 You Should Use)

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Trishia Arandia

October 15, 2025

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Credit Card Portfolio Rebalancing: When to Keep, Downgrade, or Cancel Cards (2025 Guide)

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Trishia Arandia

October 14, 2025

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When to Use Which Credit Card: A Decision Tree for Every Purchase

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Trishia Arandia

October 14, 2025

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Credit Card Pairing Strategy: Best 2-Card, 3-Card, and 4-Card Combinations for Maximum Rewards

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October 14, 2025

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Should You Apply for Multiple Credit Cards at the Same Time?

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Trishia Arandia

October 13, 2025

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Why Nearly Every Purchase Should Be on a Credit Card in 2025

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Trishia Arandia

October 8, 2025

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1.5% vs 2% Cashback Credit Cards: Why the Lower Rate Might Actually Be Better

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Trishia Arandia

October 2, 2025

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Spirit Airlines Credit Card Now Offers Two Free Checked Bags: Is the $79 Annual Fee Worth It?

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Trishia Arandia

September 30, 2025

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American Express Platinum Card

PSA: You Can Swap Your Amex Platinum for the New Mirrored Design (Limited Time!)

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Trishia Arandia

September 29, 2025

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How to Use Your First Credit Card

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Trishia Arandia

September 25, 2025

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The Complete Guide to Corporate Credit Cards (2025 Edition)

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Trishia Arandia

September 25, 2025

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How to Change the Name on Your Credit Card

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Trishia Arandia

September 25, 2025

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Credit Card Myths That Don't Actually Work

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Trishia Arandia

September 24, 2025

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Why do debit and credit cards have expiration dates?

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Trishia Arandia

September 24, 2025

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When to Use Buy Now, Pay Later vs. a Credit Card

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Trishia Arandia

September 24, 2025

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Cryptocurrency

Bitcoin Credit Cards Just Went Mainstream (Finally)

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Trishia Arandia

September 23, 2025

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What Happens If My Card Payment Is Returned?

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Trishia Arandia

September 23, 2025

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7 Things You Didn’t Know About 0% APR Credit Cards (2025)

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Trishia Arandia

September 23, 2025

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What Are Targeted Credit Card Offers?

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Trishia Arandia

September 23, 2025

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Amex Platinum

Amex Platinum 2025 Refresh: Is the $895 Fee Worth It, or Should You Downgrade?

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Trishia Arandia

September 23, 2025

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Women dining

Score 50% Off Fine Dining: Chase Sapphire's $75 Restaurant Credit (Limited Time)

Trishia Arandia

Trishia Arandia

September 17, 2025

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Man shopping on his laptop

Chase Freedom Flex Cardholders: Score Up to $37.50 Bonus Cash Back This Fall (No Activation Required!)

Trishia Arandia

Trishia Arandia

September 15, 2025

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Small business owners

Chase Ink Business Cards Are Offering Their Biggest Welcome Bonuses Yet: $900 Cash Back

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Trishia Arandia

September 12, 2025

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September 2025 Credit Card Transfer Bonuses: Complete Guide with Best Redemptions

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Trishia Arandia

September 5, 2025

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Two people in a car

BMO Just Dropped a New Travel Card – And It's Pretty Decent

Trishia Arandia

Trishia Arandia

August 19, 2025

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Chase Becomes First Major Bank to Let Credit Card Points Buy Cryptocurrency (2026)

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Trishia Arandia

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Southwest Credit Cards: Historic 100,000 Point Offers Worth $1,300+ (Limited Time)

Trishia Arandia

Trishia Arandia

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Apple Card Shake-Up: JPMorgan Set to Replace Goldman Sachs in $17B Deal

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Citi Strata Elite℠ Card

The Citi Strata Elite: A Premium Card That's Trying Too Hard (But Might Still Deserve Your Wallet)

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Wing of an airplane

Southwest's Credit Card Shakeup: Higher Fees, Fewer Benefits

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Citi Strata Elite Credit Card Coming Soon: Should You Wait for This New Premium Card?

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Bilt Card 2.0: Major Changes Coming in 2026 with Three New Cardless Credit Cards

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Amex Trip Delay and Trip Cancellation Insurance: What You Need to Know

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Champagne Travel on a Beer Budget – 4 Credit Card Perks to Live it Up

Trishia Arandia

Trishia Arandia

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Chase Sapphire Reserve Bonus Eligibility: Can Previous Holders Get the New 100K Offer?

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Trishia Arandia

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Last Chance: Transfer Amex Points to Alaska Airlines Through Hawaiian - Deadline June 30, 2025

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Trishia Arandia

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Crypto Rewards Credit Cards: Get Bitcoin Back on Every Purchase

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Trishia Arandia

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Person holding a phone and a credit card

How to Maximize Apple Card Cash Back – Top Tips for 2025

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Trishia Arandia

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Top Credit Card Perks for Active-Duty Military – Save & Earn in 2025

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Trishia Arandia

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2025 Guide: Credit Cards That Waive Annual Fees for Military

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Trishia Arandia

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Soldiers in a truck

Best Credit Card Benefits for Active-Duty Military – Top Perks & Savings in 2025

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Trishia Arandia

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Upgrade Cards: Which One Should You Get in 2025?

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Trishia Arandia

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JetBlue Plus vs. JetBlue Premier – Which JetBlue Card Is Best for You?

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Trishia Arandia

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IHG Premier vs. Traveler – Which IHG Credit Card Wins in 2025?

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Trishia Arandia

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Wing of a plane

Massive Delta Credit Card Signup Bonuses: Earn Up to 110,000 Miles (Plus Top Alternatives in 2025)

Trishia Arandia

Trishia Arandia

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People in an airport lounge

Chase Sapphire Reserve 2025: Personal Card Refresh + New Business Card Launch This Summer

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Trishia Arandia

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Person sitting in an airport

You Got the Chase Sapphire Preferred® Card — Now What?

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Trishia Arandia

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Citi ThankYou Points to Emirates Transfer Ratio Drops 20% in 2025: What You Need to Know

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Trishia Arandia

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Woman carrying a backpack

Amex Points Just Got Smarter: New point.me Integration Revolutionizes Reward Travel

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Trishia Arandia

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American Express Ending Hawaiian Airlines Transfers on June 30th: Act Now to Maximize Your Miles

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Woman using a laptop

[TARGETED] Free $20: Discover's Secret Virtual Card Deal

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Trishia Arandia

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Apple card

Apple Card Users Now Eligible for Free Six-Month Uber One Membership - What You Need to Know

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Trishia Arandia

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URGENT: Chase Sapphire 100K Points Offer Ending Soon - 5 Incredible Ways to Turn It Into $2,000+ in Travel

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Trishia Arandia

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Person holding money

Act Fast: Capital One Venture 75K Miles + $250 Travel Credit Offer Ends May 12th

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Trishia Arandia

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Breaking Up With Your Annual Fee: The Ultimate Guide to Credit Card Downgrades

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Trishia Arandia

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Person sitting inside a museum

Free Museum Access: How Your Credit Cards Can Save You Hundreds on Cultural Experiences in 2025

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Trishia Arandia

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Person on a hike

Chase Sapphire Preferred + Citi Strata Premier: The Travel Credit Card Power Combo

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Trishia Arandia

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Person holding a pen

The Best Balance Transfer Card with Rewards: Why the Citi Double Cash Offers Unmatched Value

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Trishia Arandia

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Person inside a store

5 Best Store Credit Cards in 2025 and How to Use Them Responsibly

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Picture of hanged shirts on a rack

The Do’s and Don’ts of Store Credit Cards in 2025

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Trishia Arandia

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Photo of a store

Are Retail Store Credit Cards Worth It? Pros, Cons & What to Consider

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Trishia Arandia

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Person holding a wallet

Are Virtual Cards Safer Than Physical Ones?

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Trishia Arandia

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Person making a digital payment

How Digital-First Credit Cards Are Changing the Game

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Trishia Arandia

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Person paying through a credit card

How to Thrive in a Cashless World – Practical Guide to Living Cash-Free

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Trishia Arandia

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The Chase 5/24 Rule: What It Is and How to Check Your Status

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Credit cards and other things on a surface

Debunking Credit Score Myths: What Gen Z Needs to Know in 2025

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Trishia Arandia

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Brown wallet

5 Credit Myths You Should Unlearn in Your 20s (2025 Edition)

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Trishia Arandia

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Person sitting on a sofa

Conquer Credit Card Anxiety: A 20-Something’s Guide to Financial Confidence

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Photograph of a plane

United Credit Cards Undergo Major Changes: Higher Fees, More Benefits, But Are They Worth It?

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Keys, wallet, and a phone on a brown surface

5 Green Credit Card Habits to Shrink Your Carbon Footprint

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Trishia Arandia

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Person holding a brown wallet

5 Best Eco-Friendly Credit Cards of 2025: Green Your Wallet & The Planet

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Trishia Arandia

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Person holding a wallet

Eco-Friendly Credit Cards: Can Your Spending Habits Save the Planet?

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Person using their computer

The Best Credit Card Strategies for Freelancers and Gig Workers

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Trishia Arandia

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Person paying through a credit card.

When and Why You Should Keep Your Credit Card

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Trishia Arandia

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Person holding a wallet

When and Why You Should Cancel Your Credit Card

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Trishia Arandia

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Person holding a credit card.

When and Why You Should Downgrade Your Credit Card

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Trishia Arandia

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Wallet with credit cards inside

Lesser-Known Credit Card Fees You Might Be Overlooking

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Man holding a variety of credit cards

Common Hidden Credit Card Fees and How to Avoid Them

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Empty roll of toilet paper

How to Protect Your Credit Card Rewards from Inflation

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Person at the airport

10 Tips to Maximize Your Travel Credit Card Rewards

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Trishia Arandia

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Picture of travel essentials

How Travel Credit Cards Work: A Beginner’s Guide to Travel Rewards

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Trishia Arandia

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Person holding credit cards

Cash Back vs Travel Rewards: Which Credit Card is Best for You?

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Person holding a phone

Carrying a Credit Card Balance: Does It Help or Hurt in 2025?

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Trishia Arandia

February 14, 2025

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Person inserting a card in a card reader

How Many Credit Cards Should You Have in 2025?

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Trishia Arandia

February 14, 2025

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Closed signage

Does Closing a Credit Card Hurt Your Credit? (2025 Guide)

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Trishia Arandia

February 14, 2025

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Person stacking coins

Credit Card Reward Point Values Explained (2025)

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Trishia Arandia

February 14, 2025

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Gold coins and a miniature man

Credit Card Rewards Stacking: How to Combine Deals for More Savings

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Trishia Arandia

February 14, 2025

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A key, wallet, and a phone

Best Ways to Redeem Credit Card Rewards Points (2025 Guide)

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Trishia Arandia

February 14, 2025

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Person holding an empty wallet

Top 10 Tips for Earning More Credit Card Points (2025)

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Trishia Arandia

February 14, 2025

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Centurion® Card from American Express

The Truth About the Amex Black Card: Is a $15,000 Credit Card Actually Worth It?

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Trishia Arandia

February 7, 2025

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The $200 Billion Credit Card Secret: How Americans Leave Billions on the Table

The $200 Billion Credit Card Secret: How Americans Leave Billions on the Table

February 6, 2025

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Person holding a phone and a credit card

Credit Card Mistakes You Shouldn't Repeat in 2025: A Comprehensive Guide

Trishia Arandia

Trishia Arandia

January 28, 2025

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Person paying through a credit card

How to Get a Higher Credit Limit: A Comprehensive Guide

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Trishia Arandia

January 28, 2025

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Newark Airport Lounge Access Through Elite Status: Your Complete Guide

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6 min read to save $600+

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Newark Airport Lounge Access Through Credit Cards: Your Complete 2025 Guide

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8 min read to save $850+

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Newark Airport Lounge Access Through Day Pass: Your Complete Guide to Accessing EWR Lounges in 2025

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United MileagePlus® Debit Card: Everything We Know So Far (and How It Stacks Up Against Credit Cards)

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October 22, 2025

5 min read to save $1,500+

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Sam's Club Membership: Is the $15 Deal Worth It? (Complete 2025 Guide)

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October 22, 2025

9 minutes read to save $650+

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Sam's Club Plus Membership: Is the $110 Upgrade Worth It in 2025?

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Free Peloton Membership Credits with Chase Cards: Unlock $745+ in Annual Value

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October 21, 2025

Bilt and Metropolis partneship

Can You Earn Credit Card Rewards on Parking? Bilt + Metropolis Say Yes

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October 21, 2025

Gemini Solana Credit Card Review (2025): Is This 4% SOL Rewards Card Worth It?

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October 21, 2025

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Chase Sapphire Reserve vs Preferred: Which Gets Better Partnership Benefits?

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October 21, 2025

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DoorDash DashPass Free with Chase Cards: Complete Guide

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October 21, 2025

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Best Credit Cards for Lyft Riders: Maximize Your Rideshare Rewards

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October 21, 2025

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How to Get Free Instacart+ with Chase Credit Cards (2025 Guide)

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October 21, 2025

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Hidden Amex Platinum Benefit: Get Free Paramount+ Through Walmart+ (Worth $59.88/Year)

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October 20, 2025

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Chase Sapphire Reserve Changes: How to Lock in Your 1.5x Portal Redemption Rate Before It's Too Late

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October 20, 2025

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Stop Earning 1x on Groceries: This Chase Sapphire Preferred Trick Gets You 3x Points (Worth $180-$300/Year)

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